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Founded: 2009

Location: 417 Montgomery St, San Francisco, CA 94104

Our Review:

Overview: SmartBiz Loans partners with lenders to make it easier for them to lend to small businesses. The company website serves as a combination of an online SBA loan marketplace and a bank enabling technology platform.

Loan/Cash Advance Amount	$30,000 - $350,000 (working capital)
Minimum monthly revenue	$50,000 in annual revenue
Time in business	over two years
Minimum credit score	555
Repayment terms	10 - 25 years

Key Features:

Good for both small and large businesses
Substantial paperwork to complete
Funds allocated for debt refinancing, working capital, commercial real-estate
Customer support availability
No prepayment penalty
Some additional fees may apply
Somewhat lengthy application process
No cash advance available

Consider if:

You have an established business (two years at least) and can wait a few weeks for the loan to be funded.
Have good credit